Privacy Policy

Welcome to Prudent Spend Financial Education Inc. ("Prudent Spend", "we", "us", or "our"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services. We are committed to protecting your personal information and your right to privacy in compliance with Canada's Personal Information Protection and Electronic Documents Act (PIPEDA).

2. Data Controller

The data controller responsible for your personal information is Prudent Spend Financial Education Inc., located at 401 9 Ave SW, Calgary, AB T2P 3C5, Canada. You can contact us at hello@prudentspend.ca with any questions about this policy.

3. Information We Collect

We collect personal information that you voluntarily provide to us when you register on the website, express an interest in obtaining information about us or our products and services, or otherwise contact us. The personal information we collect may include the following: Name, Email Address, and Payment Information (processed by a secure third-party payment processor; we do not store your credit card details).

We also automatically collect certain information when you visit, use, or navigate the website. This information does not reveal your specific identity but may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, and other technical information.

4. How We Use Your Information

We use personal information collected via our website for a variety of business purposes described below:

- To facilitate account creation and logon process.

- To send you marketing and promotional communications, if you have opted in.

- To send administrative information to you, such as information regarding our services, changes to our terms, and policies.

- To fulfill and manage your orders and payments.

- To respond to your inquiries and solve any potential issues you might have with the use of our Services.

5. Your Rights Under PIPEDA

You have the right to access the personal information we hold about you and to request that your personal information be corrected, updated, or deleted. If you would like to exercise this right, please contact us through the contact information below. We will respond to your request within a reasonable timeframe.

6. Cookie Policy

We use cookies and similar tracking technologies to access or store information. Cookies are small data files that are placed on your computer or mobile device when you visit a website. They are widely used to make websites work more efficiently, as well as to provide reporting information. You can set your browser to refuse all or some browser cookies, or to alert you when websites set or access cookies. If you disable or refuse cookies, please note that some parts of this website may become inaccessible or not function properly.

7. Changes to This Policy

We may update this Privacy Policy from time to time. The updated version will be indicated by a "Last Updated" date. We encourage you to review this Privacy Policy frequently to be informed of how we are protecting your information.